Vantage™ is a unique package of services designed to make state-of-the-art investment planning practical and affordable to a wide variety of individuals and their families. Vantage™ clients enjoy a close working relationship with a Certified Financial Planner™ licensee who is dedicated to helping you achieve your personal financial goals. For one low annual fee, Vantage™ clients receive needed remote (telephone, email, secure web, fax and regular mail) investment consultation, analysis and advice. We’ll guide you every step of the way from plan development to plan implementation and periodic review and adjustment.

Covered Services

Each engagement is covered by a written agreement that typically provides for the following services and benefits:

Personal Advice and Counsel

  • Unlimited remote (via telephone, internet, fax, mail) consultation regarding your plan
  • Analysis of your investment objectives and risk tolerance
  • Consultation, analysis and guidance as required to develop and maintain an investment strategy appropriate to your needs and objectives
  • Regular instructions for managing your portfolio according to our agreed upon investment strategy
  • Free additional consultation regarding personal financial matters unrelated to your portfolio

Account Management Services

  • Optional non-discretionary management services for accounts transferred to our selected account Custodian (currently Schwab Institutional Services)

Priority Service and Discounts

  • Priority Service – Vantage clients are served ahead of others
  • Special discounts from our regular fees for additional services

Key Advantages

  • You have access to advice when and where you need it
  • One point of accountability for all of your invested assets
  • Continuity – in the event that something happens to you, we are there to keep your plan on track
  • You retain control of your assets – you make the final decisions
  • One integrated plan for all of your investment assets, including proprietary accounts (401k, private stock, stock options, TSP, life insurance, etc.)
  • Complete transparency in all of our dealings – we explain everything we do or recommend
  • Outstanding value – no hidden costs
  • Complete support for federal employees and retirees (CSRS, FERS & FERS TXFR)


We offer specially discounted rates based upon the complexity of your needs and the amount of work we are asked to do. Fees are fixed and quoted in advance as part of the agreement. See our Vantage Fee Calculator and our Schedule of Fees for details. We accept payment by personal check, Visa, MasterCard, American Express and Discover.